Collect Instant UPI Payments with Einetic Pay
Collect customer payments instantly with zero middleman delays. Einetic Pay enables merchants and online sellers to generate branded payment links, dynamic UPI QR codes, and embedded checkout flows that settle directly into your bank account.
Why Choose Us?
Benefits of Einetic Pay Direct UPI Collection Platform
0% Transaction Fees
Accept customer payments directly via UPI into your own bank account with zero platform commission or merchant discount rates (MDR).
Dynamic UPI QR Codes
Generate real-time order-specific UPI QR codes that prefill the exact invoice amount, eliminating manual customer entry errors.
Direct Bank Settlement
Funds settle directly into your linked corporate current account without intermediary third-party escrow holding periods.
WhatsApp Payment Links
Send automated payment links with PDF invoices directly to customer WhatsApp and SMS for one-tap checkout.
REST API & Webhooks
Instant server-to-server webhook callbacks verify incoming payments in real time and automatically mark orders as paid.
Merchant Dashboard
Track collections across branches, view real-time settlement ledgers, export GST reports, and manage customer refunds.
Frictionless UPI Checkout
Let your customers pay in seconds using their preferred Indian UPI app: Google Pay, PhonePe, Paytm, CRED, or BHIM.
- Dynamic Amount QR Codes: Prevent customer typing errors with QR codes that embed the exact invoice payable amount.
- Universal UPI Compatibility: Accepts payments across all 300+ UPI-enabled banks and third-party UPI applications across India.
- Instant Payment Confirmation: Sound box and visual confirmation trigger instantly upon successful UPI authorization.
Tally, ERP & POS Integration
Connect payment collections directly into your accounting software and point-of-sale systems without manual reconciliation.
- Automated Tally Prime Sync: Customer payments automatically update outstanding ledger balances and generate cash/bank vouchers.
- Web & Mobile SDKs: Simple JavaScript drop-in checkout for e-commerce websites and native SDKs for Android and iOS apps.
- Branch-Wise Collection Tracking: Assign unique sub-merchant QRs to different store branches or delivery executives.
WhatsApp & SMS Payment Links
Collect payments remotely without needing a website. Generate and dispatch payment links directly through WhatsApp and SMS.
SpecificationsAll Einetic Pay merchant accounts include:
Start Collecting UPI Payments with Einetic Pay
Upgrade to zero-commission UPI payment processing and direct bank settlements today.
Frequently Asked Questions
Einetic Pay is an enterprise payment collection and reconciliation solution that allows businesses in India to collect customer payments via dynamic UPI QR codes and payment links directly into their corporate bank accounts, with zero intermediary transaction fees.
Yes! In accordance with government regulations on merchant UPI transactions, customer bank-to-bank UPI transfers incur zero MDR (Merchant Discount Rate). Unlike traditional payment gateways that deduct 2% on every transaction, Einetic Pay enables you to retain 100% of your customer collections.
Because transactions are routed directly across NPCI UPI rails to your linked corporate bank account, funds settle instantly or in real-time batches without the standard T+2 escrow holding delays typical of conventional gateways.
Customers can pay using any standard UPI application including Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, CRED, and official banking apps (HDFC, ICICI, SBI, Axis).
Yes! You can generate payment links with customizable invoice details directly from your merchant portal or via API, and dispatch them automatically to customer mobile numbers via WhatsApp and SMS.
Yes! We offer simple REST APIs and real-time webhook callbacks that connect directly with Tally Prime, customized ERPs, POS billing software, and custom mobile/web apps for automated order reconciliation.
Einetic Pay operates in strict compliance with RBI and NPCI payment security guidelines. Customers authenticate all payments directly inside their bank's UPI app using their secure UPI PIN, and webhook callbacks are protected with HMAC cryptographic signatures.
To get started, you will need standard business KYC documents: Business PAN, GST Registration Certificate (or MSME Udyam Certificate), a cancelled cheque for your corporate bank account, and identity proof of authorized signatories.
30 day money-back guarantee
If you're not 100% satisfied with Einetic's Products & Services, we'll refund your payment. No hassle, no risk.
Refund Policy
